As opposed to life insurance, long term care insurance covers the cost of care for those who are unable to perform activities of daily living. Long Term Care Insurance can cover the cost of home care, assisted living, hospice care, nursing homes, etc. Long term care policies offer more flexibility than most public assistance programs such as medicare.
The cost of your long-term care policy is based on:
The average cost of a nursing home in Western New York is $280 a day! Long Term Care Insurance is a way that you can protect your life savings and still leave your loved ones a legacy.